Cookie policy
The cookies this site sets, why they exist, and how to switch them off.
Last updated: 22 September 2026
A cookie is a small text file stored on your device. We use them, and allow certain partners to use them, for the purposes below. Read this alongside our privacy policy.
Categories we use
| Category | What it does | Set without consent? | Typical lifetime |
|---|---|---|---|
| Strictly necessary | Security, load balancing, remembering your cookie choices | Yes | Session – 12 months |
| Preferences | Remembers settings such as the light/dark theme and your saved dashboard figures | No | Up to 12 months |
| Analytics | Counts visits and shows which guides are read | No | Up to 14 months |
| Advertising | Selects and measures ads; personalises them if you agree | No | Up to 13 months |
Advertising cookies in detail
Display ads are delivered by our advertising partner and the demand partners it works with. With your consent these partners may store an identifier to cap how often you see the same ad, measure whether an ad led to a visit, detect fraudulent clicks and select ads based on interests inferred from your browsing. Without consent, only non-personalised ads are served and no advertising identifier is stored for profiling.
Local storage used by our tools
The Money Dashboard and the theme switch use your browser’s local storage rather than cookies. Nothing stored there is sent to us or to any third party; it exists purely so the page remembers your work between visits.
Managing your choices
- On this site: use the “Cookie settings” link in the footer to reopen the consent window and change or withdraw your choices at any time.
- In your browser: every major browser lets you block or delete cookies. Blocking strictly necessary cookies may break parts of the site.
- Industry tools: youronlinechoices.eu (EU/UK), optout.aboutads.info (US) and youradchoices.ca (Canada) offer sector-wide opt-outs for interest-based advertising.
Global Privacy Control
Where a Global Privacy Control (GPC) signal is received from a browser, we treat it as an opt-out of the sale or sharing of personal information.